💸 First-year cost report 2026
How much does a baby cost?
The first year runs about $17,200 nationally — but childcare and healthcare swing that by thousands depending on where you live. Pick your state for a localized breakdown.
Choose your state
Alabama$15,450Alaska$20,900Arizona$18,400Arkansas$15,750California$22,800Colorado$17,900Connecticut$19,150Delaware$17,300Florida$17,650Georgia$15,850Hawaii$29,600Idaho$17,000Illinois$16,500Indiana$15,850Iowa$15,750Kansas$15,250Kentucky$16,000Louisiana$16,000Maine$18,850Maryland$19,500Massachusetts$24,300Michigan$15,850Minnesota$16,500Mississippi$15,000Missouri$15,550Montana$17,400Nebraska$16,000Nevada$17,400New Hampshire$18,550New Jersey$19,250New Mexico$16,350New York$20,900North Carolina$16,600North Dakota$16,350Ohio$15,750Oklahoma$15,250Oregon$19,150Pennsylvania$16,600Rhode Island$18,850South Carolina$16,500South Dakota$16,000Tennessee$15,750Texas$16,200Utah$17,650Vermont$19,400Virginia$17,650Washington$19,400Washington, D.C.$24,800West Virginia$15,750Wisconsin$16,500Wyoming$16,500
Figures are estimates for a baby's first year, derived from a national baseline scaled by each state's cost-of-living index. They exclude one-time medical/delivery costs and lost income. Personalize with the calculator →